Book Your Trip Now and Pay Later
When it comes to travel, you should have the flexibility to choose how and when you pay for your upcoming trip. With Plan It, you can book now and pay later with a fixed monthly fee for purchases of $100 or more when using your eligible, Go to footer note American Express Card. Terms apply, Go to footer note.
How to Use Plan It
Split up the cost of your trip into monthly installments with a fixed monthly fee using your eligible American Express Card.
Follow the steps below to use Plan It for your upcoming travel:
- Use your eligible American Express Card to pay - for a faster checkout experience, make sure you are logged in to your SkyMiles account and that you have stored your American Express Card
- Choose to pay over 3, 6 or 12 months during checkout on delta.com and please note that plan durations offered may differ based on creditworthiness
- Track the progress of your plan through your American Express account
Your plan purchase will typically show on your American Express account within 48 hours though it may take up to 5 business days to reflect on your account. For more details visit americanexpress.com/planit.
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常見問答集
Monthly Installments with Plan It® by American Express
Delta flight purchases that are $100 or more may be eligible for Plan It at checkout on delta.com. Plan It is not available at checkout after initial flight purchase for other purchases or upgrades such as post purchase seat upgrades. Plan It cannot be used at checkout for Delta Vacations® packages and Delta Sky Club® memberships. Plan It can be combined with Miles redemption at checkout only if the remaining balance of your purchase after Miles redemption is $100 or more. 如果您是使用「Plan It」結帳,您在達美航空的消費將自動納入分期付款計劃,但需支付計劃費用。 計劃費用為固定收費,並將在相應計劃生效後每個月收費。 您的計劃通常會在購買後的48小時內在您的帳戶中設定,但也有可能需要5天的時間。 If the merchant submits your purchase as multiple separate amounts you will have multiple plans created on your Account.
At checkout, you will be offered 1–3 plan duration options. The plan duration options can vary based on a variety of factors such as the purchase amount, your Account history, and your creditworthiness. If you are enrolled in an intro or promotional APR, you may see limited plan duration options during the intro or promotional period when you use Plan It on your Account. If you create a plan during an introductory or promotional APR period, your plan fee will be based on the introductory or promotional APR as long as the plan is created before 11:59pm MST on the last day of the introductory or promotional period. After a plan is paid in full, it will be removed from your Account in the next billing period.
Your ability to use Plan It at checkout will be based on a variety of factors such as your creditworthiness, and your Credit Limit or Pay Over Time Limit, as applicable. 「Pay Over Time」額度適用於您的「Pay Over Time」、預借現金和分期餘額的總和。 如果分期計劃會超出您的「Pay Over Time」額度,或導致分期計劃餘額超過您上期帳單帳戶新的總餘額的95%,我們可能就無法建立分期計劃。 如果在要求採用分期計劃時,或在您的帳戶設定分期計劃時,您的「Pay Over Time」功能被暫停或您的帳戶被取消,我們將無法建立分期計劃。 We will also not be able to create plans if, at the time the plan is requested or at the time the plan is set up on your Account, one or more of your American Express Accounts is enrolled in a payment program, has a payment that is returned unpaid, or is past due.
Plan It is available on Card Accounts issued by a U.S. banking subsidiary of American Express, excluding Accounts that do not have either a Credit Limit or the Pay Over Time feature. 只有主卡會員或帳戶的授權客戶經理才能建立分期計劃。 Prepaid Cards and products, American Express Corporate Cards, American Express Small Business Cards and American Express-branded Cards or Account numbers issued by other financial institutions are not eligible.
Learn more about Plan It: americanexpress.com/planit