DELTA RESERVE FOR BUSINESS CREDIT CARD TERMS AND CONDITIONS

32. Welcome offer: Welcome bonus offer not available to applicants who have or have had this product within the last 12 months. Earn 10,000 bonus miles (10,000 of which count as Medallion^® Qualification Miles) after your first purchase on the Delta Reserve for Business Card. Please allow 2-4 weeks after your first purchase for the bonus miles to appear in your Delta SkyMiles account. First purchase offer expires one year from the date your account is approved. Offer not available to existing Delta SkyMiles Business Credit Card Members upgrading to another Delta SkyMiles Business Credit Card. 美國運通保留隨時變更或取消優惠之權利。 You can earn 10,000 bonus miles (10,000 of which count as Medallion^® Qualification Miles) after your first purchase on your Card within your first 12 months of Card Membership starting from the date your account is approved. In rare instances, your period to make your first purchase may be shorter than 12 months if there is a delay in receiving your Card. 同樣的，在某些狀況中，消費可能發生在12個月期間之外，例如商家延遲將交易提交給我們，或若購買日期與您交易日期不同。（例如，若您在線上購買商品，則購買日期可能是商品寄出的日期）。若對信用卡帳戶有任何疑問，請撥打信用卡背面的電話號碼與我們聯絡。

33. OPEN Savings^® Benefit
The OPEN Savings benefit is built into Business Cards from American Express OPEN and provides either a 5% discount or 2 additional Membership Rewards^®points for each eligible dollar spent at OPEN Savings merchants. To take advantage of this benefit, payment must be made with a Business Card from American Express OPEN at the time of purchase. All Cards under a particular Business Card Account (including the Basic Card as well as any Additional or Employee Cards) are combined for the purposes of calculating OPEN Savings benefits. All OPEN Savings benefits are credited to the Basic Card Member only. Please allow up to 12 weeks for your benefit to appear on your monthly statement. If your Card Account is not eligible to receive Membership Rewards points or is not enrolled in the Membership Rewards program, you will receive the OPEN Savings benefit as a discount that will be provided as a statement credit to that Card Account. If your Card Account is enrolled in the Membership Rewards program you have the option of receiving your OPEN Savings benefit either as a discount or as additional Membership Rewards points. The relative value of the benefit options will differ depending on how you use the Membership Rewards points in your account. The redemption value of additional points that you receive under the Membership Rewards Points Benefit will be less than the dollar value of statement credits that you receive under the Discount Benefit. You can change your OPEN Savings benefit selection a maximum of once per calendar month. Changes normally take effect within 72 hours from the time you submit a change to your benefit selection. Purchases that are eligible for the OPEN Savings benefit that are returned or credited from an OPEN Savings merchant will result in a reversal of your statement credit or removal of Membership Rewards points depending on your benefit election at the time of the return or credit. The benefit may not be available at all OPEN Savings partner locations. For a full list of individual OPEN Savings merchants and benefit descriptions, please visit opensavings.com. The OPEN Savings benefit (including merchant participation and offers) is subject to change at any time without notice. Membership Rewards program terms and conditions apply. OPEN Savings offers may be subject to exclusions, benefit limits and other restrictions or limitations. For full terms and conditions including specific paragraphs on the Benefit Selection and How Returns Work, go to opensavings.comopens in a new window.

34. ReceiptMatch^SM
ReceiptMatch^SM is only available with Business Cards from American Express OPEN. For details and enrollment, go to www.open.com/receiptmatchopens in a new window

ReceiptMatch^SM with QuickBooks^®
ReceiptMatch^SM and Sync with QuickBooks are two separate business tools available with Business Cards from American Express OPEN. ReceiptMatch^SM and Sync with QuickBooks were created to work together. You must enroll in ReceiptMatch^SM and in Sync with QuickBooks separately from your American Express online account to use ReceiptMatch^SM with QuickBooks. Sync with QuickBooks works with QuickBooks Online.

The ReceiptMatch Mobile App^SM is only available with Business Cards from American Express OPEN. The ReceiptMatch Mobile App^SM is only available on iTunes and Google Play. Apple, the Apple logo, iPhone and Mac are trademarks of Apple, Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play is a trademark of Google Inc. Intuit, the Intuit logo, QB, and QuickBooks are registered trademarks of Intuit Inc. QuickBooks screen shots (c) Intuit Inc.

35. 使用「達美飛凡貴賓室」： The Delta Reserve Business Card Member must be traveling on a Delta-coded or Delta-operated flight. Name on ticket must match name on Delta Reserve Business Card. The Delta Reserve Business Card Member must be at least 21 years of age to enter Clubs with a self-service bar, unless they are accompanied by a parent or legal guardian. The Delta Reserve Business Card Member has complimentary access to the Delta Sky Club and may bring his/her spouse or domestic partner and children under the age of 21 years of age at a discounted rate of $29 per person, per visit or up to two guests at a discounted rate of $29 per person, per visit. Additional guest access subject to Delta Sky Club's standard rate, which is available at https://delta.com/skyclub. Children aged 2 and under may accompany the Card Member for free. Benefit valid only at Delta Sky Clubs. Codeshare partner and other alliance partner lounges are not included. For same-day ticketed air travel on any flight other than a Delta-coded or Delta-operated flight, the Reserve Business Card Member and up to two guests may access one Club location upon payment of a discounted rate of $29 per person. The Delta Reserve Business Card Member must present his or her valid Card and same-day airline boarding pass to club agents. 請注意，便利設施可能依不同的機場貴賓室地點而異。 Meeting rooms may be reserved for a fee. 所有「達美飛凡貴賓室」規則適用。 To review the rules, please visit delta.com/skyclub. Offer and rules subject to change. 可能還要遵守其他限制。

36. Built in Miles Boost: 無論帳戶是在一年當中的何時開立，日曆年的結束日為12月31日。 This means that for the first year of Card Membership, the Card Member's Eligible Spending bonus period may be less than twelve months. If in any calendar year Eligible Spending on the Platinum Delta SkyMiles Business Credit Card is $25,000 or more, the Basic Card Member will be awarded 10,000 bonus miles and 10,000 Medallion Qualification Miles ("MQMs" as defined in the Delta SkyMiles Membership Guide and Program Rules), and if in that same calendar year Eligible Spending on the Platinum Delta SkyMiles Business Credit Card is $50,000 or more, the Basic Card Member will be awarded an additional 10,000 bonus miles and 10,000 MQMs. Additional Card Member(s) are not eligible to receive miles through Miles Boost; however all Eligible Spending by the Additional Card Member(s) will count towards the Basic Card Member's spend level to reach the Miles Boost threshold. Card Members may be permitted to have more than one Options, classic, Gold, or Platinum or Delta Reserve SkyMiles Business Credit Card from American Express account; however, Card Members are only eligible to receive one annual Eligible Spending bonus for each type (i.e., Options, classic, Gold, Platinum or Reserve) of Delta SkyMiles Business Credit Card account from American Express. Medallion Qualification Miles earned in 2014 above member's earned Medallion threshold level will be rolled over to 2015 and will count toward 2016 Medallion status qualification. In addition, all Medallion Qualification Miles earned between January 1 and 2014年12月31日, will count towards 2015 Medallion status.

37. Upgrade Priority: Increased Upgrade Priority within Medallion tier and fare class is applicable only to primary Card Member and within the Complimentary Medallion Upgrade Program. Airport Paid Standby Program and Mileage Award Upgrades are not eligible.

38. Companion Certificate: 稅金／費用／限制： Companion Certificate valid for one round-trip First Class or Main Cabin Companion ticket with the payment of applicable taxes and fees detailed below and the purchase of certain adult round-trip fares on published routings within the 48 contiguous United States. 夏威夷、阿拉斯加、波多黎各或美國維京群島（USVI）的居民必須從當地出發前往美國大陸48個州，並在其夏威夷、阿拉斯加、波多黎各或USVI的「飛凡哩程常客計劃」帳戶內擁有地址。每年在您年度更新的當月，「同伴優惠憑證」可於達美官網中兌換。針對國內航班的來回行程（最多四個航段的行程），必須支付不超過$75由政府徵收的適用稅金和費用，該稅金和費用依行程內的航段數量而有差異。 Basic Card Members (not Additional Card Members) with the Gold Delta SkyMiles Credit Card, Platinum Delta SkyMiles Credit Card, Delta Reserve Credit Card, Gold Delta SkyMiles Business Credit Card, Platinum Delta SkyMiles Business Credit Card, and Delta Reserve for Business Credit Card are eligible to receive the first checked bag fee waiver on Delta and Delta Connection carrier tickets. 第2件托運行李$35。行李限重視體積/重量而定。詳情請聯絡達美航空訂位組或瀏覽delta.com。稅金和費用可能會有變動，且須由乘客負擔，並且應在購買主要機票和同伴機票開票時繳納。所有票價規則、限制條件、提前購票要求以及供應性均須依照所購主要機票票價的規則。僅提供頭等艙旅行的A或I艙等服務的機票，座位僅限於經濟艙L、U、T艙等，且並非所有航班或所有市場均有提供。同伴機票一旦開票即不可轉讓。同伴優惠憑證不可與其他優惠或折扣合併使用，包括但不限於網路票價、優惠票價和電子優惠券。 Primary ticket and Companion ticket must be purchased with your Delta Reserve Credit Card. 兩位乘客必須同時預訂相同日期的相同航班。憑同伴優惠憑證旅行必須經過預訂，並在憑證正面規定的日期內完成。有效性並非根據日曆年而定。 Redemption is available only on delta.com. Certificate terms and conditions may vary each year of Card Membership. 其他限制適用。請參閱同伴優惠憑證以了解詳細內容。

39. 累積哩數： 此優惠適用於以符合「飛凡哩程常客計劃」哩程累積的票價購買機票，搭乘符合資格的達美、達美聯營航空和達美快線航班。此優惠適用於在Delta為記錄商家且透過Delta.com或在班機上購買的任何Delta品牌的服務或商品，例如升等服務、哩程數、座位選擇、「達美飛凡貴賓室」會籍或使用券、預購的餐點、食物、飲料和機上娛樂。此優惠適用於「Delta Vacations」度假套裝行程，但不適用於全包式服務的套裝行程。達美航空保留更改活動內容之權利，若有變更恕不另行通知。優惠哩數將會在每個月月底後8至12週存入您的達美(航空)「飛凡哩程常客計劃」帳戶。所有「飛凡哩程常客計劃」的規則適用，欲知詳情請瀏覽delta.com/memberguide。

40. Bonus miles will be posted to your Delta SkyMiles account 8 to 12 weeks after the end of each month. 欲符合獲得優惠哩數之資格，持卡會員的帳戶必須維持有效，並且在優惠執行時未拖欠款項。手續費、利息收費、餘額轉帳、預借現金、購買旅行支票、購買儲值卡或儲值卡加值及購買其他現金等價物皆無法累積哩數。

41. Priority Boarding: 持卡會員在搭乘達美航班時，有資格在0區享有優先登機。優惠僅適用於達美「飛凡哩程常客計劃」金卡、白金卡或Reserve卡信用卡的基本持卡人（非附卡持卡人），且為美國公民。預訂機位必須包括主持卡人的「飛凡哩程常客計劃」會員號碼。優先登機也適用於與基本持卡會員在相同機位預訂的乘客。每個機位預訂最多有九人可享有優先登機。優先登機將僅在達美和達美聯營航空承運的航班提供。達美不在達美快線^®航班上提供優先登機。新的持卡會員以及從美國運通發行的另一項達美「飛凡哩程常客計劃」信用卡產品升級的持卡會員，將在收到美國運通發行的信用卡後，符合優先登機的權益資格。達美航空保留更改活動內容之權利，若有變更恕不另行通知。可能需遵守相關規則、條款與限制。請參閱delta.com/mycardcan了解詳細內容。

42. 第一件託運行李免費： Benefit is limited to Basic Card Members (not Additional Card Members) with the Gold, Platinum or Reserve Delta SkyMiles Business Credit Cards. 預訂機位必須包括主持卡人的「飛凡哩程常客計劃」會員號碼。費用減免也適用於與基本持卡會員同時預訂機位的乘客。每個機位預訂最多可有9人享有費用減免。免費優惠僅限於根據達美航空適用的規則（如達美承載合約所訂）而未超重和未超過尺寸的第一件正常托運行李的費用。對於額外的托運行李，必須支付如達美規則以及達美承運合約所載購票價所述之適用的行李費用。在您於達美航空為由達美航空銷售及營運的航班辦理報到登機手續時，第一件託運行李費用豁免僅適用於由達美航空或達美聯營^®航空營運航班出發的航班航段。共用航班編號之聯運航班不適用。新的持卡會員或是從另一項達美「飛凡哩程常客計劃」信用卡產品升等的持卡會員在收到美國運通發行的信用卡後，將符合第一件托運行李費用豁免的權益資格。本優惠之規則與條款可隨時變更。可能還要遵守其他限制。

43.不收取國外交易費用： 美國運通將不會針對您在美國境外的任何信用卡消費收取國外交易費用。然而，在某些情況下，ATM或商家仍可能會收取國外交易費用。

44. 「哩程折抵票款」： 計劃僅限於達美「飛凡哩程常客計劃」信用卡基本（非附卡）金卡和白金卡與達美Reserve信用卡持卡會員，以及達美「飛凡哩程常客計劃」商業信用卡金卡與白金卡會員和達美Reserve商業信用卡持卡會員。新的持卡會員以及從另一個達美(航空)「飛凡哩程常客計劃」信用卡產品升級的會員，在收到新卡時便有資格使用「哩程折抵票款」。僅適用於在delta.com預訂的DL代碼達美和達美聯營航空的航班。其他共用航班編號航班不適用。兌換規定依票價而異。航班將標註為適用於「哩程折抵票款」。適用於基本票價等於或高於100美元，或至少值0,0哩的機票。在「飛凡哩程常客計劃」會員帳戶餘額的基礎上，確定「哩程折抵票款」兌換中可使用的哩程數量。 Miles redemptions must be in 5,000 mile increments, with a minimum of 10,000 miles for redemption, and the number of miles redeemed will be rounded up to the nearest 5,000 or 10,000 mile increment, as applicable. If you choose to cover the entire cost of the ticket by using Pay with Miles, you will need to redeem a minimum of 25,000 miles, regardless of ticket price. 當使用「哩程折抵票款」時，您必須使用美國運通信用卡來支付剩餘的票價。在2015年1月01日當日或之後使用「哩程折抵票款」預訂的頭等艙或商務艙機票，適用於累積哩程、尊爵資格航段和尊爵資格哩程。此外，在扣除適用哩數後，其他以貨幣支付的基本票價和承載者收取的附加費部分，以「哩程折抵票款」預訂的經濟艙機票可累積哩程，所有「哩程折抵票款」機票可累積MQD。「哩程折抵票款」不適用於最優惠票價保證，且不可與其他任何形式的哩程兌換合併使用。使用「哩程折抵票款」機票的尊爵會免費升等須視座位供應情況而定。除了根據達美免罰金退票取消規定辦理退費的機票，以「哩程折抵票款」兌換的哩數不可回存至會員的「飛凡哩程常客計劃」帳戶，即使是可辦理退費的機票，也是如此。兌換條件會根據票價而改變。關於規則、條款與限制，請瀏覽delta.com/paywithmiles。

45. In-Flight Savings: 持卡會員在搭乘達美營運的航班上，凡符合資格的預購餐點，以及透過達美座椅背面的機上娛樂系統購買食物、酒精類飲料、電影、電視節目、電子遊戲和音訊耳機時，將可獲得20%的折扣（以帳單抵用額度提供）。省錢優惠不適用於任何其他機上購物，如機上無線上網及其他相關服務、SkyMall™、達美免稅商品和慈善捐款。如欲享有省錢優惠，持卡會員必須使用美國運通公司所發行的達美「飛凡哩程常客計劃」信用卡完成機上購物。省下的金額將在交易計入持卡人信用卡帳戶的6至8週後，以帳單抵用額度顯示。達美航空保留更改活動內容之權利，若有變更恕不另行通知。需遵守相關規則、條款與限制。請參閱delta.com/mycardcan了解詳細內容。

46. Concierge Services: There is typically no cost to you for most efforts Concierge consultants perform on your behalf, although you are responsible for any purchases and/or shipping charges you authorize. Fees may apply for meetings and event planning. We reserve the right to note profile and preference data for servicing purposes.

47. MQM Gifting: 無論帳戶是在一年當中的何時開立，日曆年的結束日為12月31日。 This means that for the first year of Card Membership, the Card Member's Eligible Spending bonus period may be less than twelve months. If in any calendar year Eligible Spending on the Delta Reserve Business Card is $30,000 or more, the Basic Card Member will be awarded 15,000 bonus miles and 15,000 Medallion Qualification Miles ("MQMs" as defined in the Delta SkyMiles Membership Guide and Program Rules). If in that same calendar year Eligible Spending on the Delta Reserve Business Card is $60,000 or more, the Basic Card Member will be awarded an additional 15,000 bonus miles and 15,000 MQMs. The MQMs are not redeemable and only count towards Medallion status. 主卡持卡會員可保留MQM或將其饋贈他人。尊爵會資格哩程的受贈人必須擁有有效的「飛凡哩程常客計劃」帳戶。 If within 90 days, a MQM recipient is not designated, the MQMs will be deposited in the Basic Card Member's SkyMiles account. Additional Card Member(s) are not eligible to receive miles through Miles Boost; however all Eligible Spending by the Additional Card Member(s) will count towards the Basic Card Member's spend level to reach the Miles Boost threshold. Card Members may be permitted to have more than one Options, classic, Gold, Platinum, or Delta Reserve SkyMiles Business Credit Card from American Express account; however, Card Members are only eligible to receive one annual bonus for each type (i.e., Options, classic, Gold, Platinum, or Reserve) of Delta SkyMiles Business Credit Card account from American Express.

48. 尊爵會資格美元消費（MQD）豁免： 自2014年1月1日起，若在合格年度內未達到MQD門檻，但已累積符合要求的尊爵資格哩程（MQM）或尊爵資格航段（MQS），並在該年度內使用符合資格的信用卡累積達25,000美元符合資格的消費，則您仍舊符合尊爵會資格。資格年度是指任一年的1月1日至12月31日。無論信用卡帳戶是在一年中何時開設，符合資格年度的最後一天為12月31日。這表示第一年信用卡會籍符合資格的購買期限可能少於十二個月。「符合資格的消費」指商品和服務的消費減去回扣及其他積分。符合資格的消費不包括手續費、利息費用、餘額轉帳、現金預付款、購買旅行支票、購買儲值卡或儲值或購買其他現金等價物。附卡持有人以基本卡持卡會員的合格信用卡進行的「符合資格的消費」可計入「符合資格的消費」門檻。為了計算「符合資格的消費」門檻，若基本卡持卡會員有多個合格信用卡連接至同一個「飛凡哩程常客計劃」帳戶，則符合資格的消費將以多個帳戶總額合併計算。合格信用卡是指後述信用卡：美國運通發行的達美「飛凡哩程常客計劃」Options信用卡、達美「飛凡哩程常客計劃」信用卡、達美「飛凡哩程常客計劃」信用卡金卡、達美「飛凡哩程常客計劃」白金卡、Delta Reserve信用卡、達美「飛凡哩程常客計劃」商務信用卡、達美「飛凡哩程常客計劃」商務信用卡金卡、達美「飛凡哩程常客計劃」商務信用卡白金卡和Delta Reserve商務信用卡。這項權益僅適用於基本卡持卡會員（附卡持有人不適用）。本優惠之規則與條款可隨時變更。

49. Priority Checkpoint: Card Members are entitled to enter the expedited Sky Priority security line with their printed boarding pass at participating airports. Benefit is limited to the Delta Reserve SkyMiles Credit Card and the Delta Reserve for Business SkyMiles Credit Card. 預訂機位必須包括主持卡人的「飛凡哩程常客計劃」會員號碼。 Priority Checkpoint is also available for passengers traveling on the same reservation as the Basic Card Member. Priority Checkpoint will only be available on Delta and Delta Connection carrier operated flights. 需遵守條款和限制。 For most up to date participating airports please visit www.delta.com/prioritycheckpointlines. 如有變更，恕不另行通知。

所有「飛凡哩程常客計劃」規則適用於該計劃會籍、哩程、優惠活動、累積哩程、兌換哩程和旅行權益。 To review the rules, please visit delta.com/memberguide. Partner airline benefits are subject to change and subject to the terms and conditions of each partner. 合作夥伴優惠適用其規則與條款，法律禁止的地方本活動視為無效。優惠隨時會變更，恕不另行通知。其他限制適用。